Yes, you can afford a home. Make a house payment, instead of rent. We have 36 lenders vying for your business. VA Loans, FHA,First time Home buyers, we have a loan for you.
I will work hard for you to find the best rate and loan for your home.

Quick Quote. NO SSN, NO Credit Check, NO Hassle, Start Here to Compare Rates. No obligation.

Chris White

Chris White

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio: I have been committed to my community and helping others most of my life. I began my career as a police officer and then moved into helping the elderly by becoming a nursing home administrator, I then transition into working at a University helping non traditional students with families obtain their education to obtain their live goal. There is no better feeling to help someone achieve their dreams, and home ownership is achievable for many.

Phone: (507) 832-9359

NMLS#: 2441762

License: IA

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 186 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.


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